If we’ve learned anything from the recent security breach at Adobe, it’s that passwords are not secure. And if you use the same password everywhere you are an easy target.
You suck at remembering passwords?
Use a generic one for unimportant stuff like your Gmail login, but use different, longer, non-dictionary passwords for anything where money is involved, like your bank login or PayPal login. If you don’t, one hack on one little, unimportant site that you do not control can bankrupt you. It is happening to real people like you and me. Change your passwords now.